Financial Consulting .

At every stage of the company’s activity and depending on the business cycle the economy is going through, financing needs change. The company must adapt in order to meet the capital requirements of its operations, the investment needs that must be met, and sometimes the needs that will ensure its very survival. Combinations of self-financing and seeking funds from external sources, or alternatively, restructuring operations and structures to allow for a healthier capital structure and easier access to liquidity, are carefully considered and, with the necessary expertise so that, in conjunction with the company’s data and performance, the options and available solutions can be identified.

rategic Restructuring for Performance Optimization and Value Creation

The decision to restructure a company or business group is often taken reactively, in response to problems that have already arisen – whether these stem from inadequate internal organization, competitive pressures, declining performance, or adverse external factors. However, a truly effective restructuring is one that is implemented proactively and strategically, with the aim not simply of mitigating problems but of creating sustainable value.

Successful restructuring requires an in-depth analysis of the company’s operating parameters, production and revenue parameters, potential liquidity constraints and, above all, the ability to predict the results and impact on the company’s overall business plan.

Often, depending on the scope of the desired restructuring, a complete redesign of the business plan, modification of activity forecasts, or even corporate actions such as spin-offs or sales of subsidiaries may be required. In such cases, the contribution of specialized consultants is considered essential, both for the methodological preparation and for the effective implementation of a sustainable restructuring strategy.

Acquisitions & Mergers: Strategic Tools for Growth and Restructuring

Business acquisitions and mergers are traditionally considered growth strategies and tools for “aggressive” business policy. However, in practice, they can also be defensive moves, aimed at ensuring the viability of one or both parties involved, by exploiting synergies, economies of scale, and benefits from increased market share. These corporate actions often radically restructure the operation and financial statements of the company. Whether they involve a cash payment, a share exchange, or even the absorption of one company by another, they bring about significant changes in the size of the new entity and in the assets and shareholdings of the shareholders.

The preparation and implementation of such transactions require a range of services (due diligence, business modeling, valuations, tax), while specialized legal services are often needed to manage corporate transformations and draft the necessary shareholders’ agreements that are usually required in these processes.

Exit Strategies & Investment Management

Whether you are considering selling your business, have accepted a takeover bid, or are planning to invest in a corporate structure, strategic exit planning and protecting your interests are critical parameters for making informed decisions and maximizing your benefits.

The value of a business is ultimately determined by the successful completion of the transaction—and every transaction is the result of complex negotiations. Achieving favorable terms requires specialized preparation, thorough analysis of competitive advantages, comparative valuation, and experience in similar negotiation processes.

In the case of an investment, the exit strategy is an integral and fundamental part of investment planning. The ability to liquidate your participation under clearly defined time and financial terms should be ensured before the final decision to invest capital is made.

The experience and expertise of specialized advisors are essential for:

• The preparation of realistic exit and valuation scenarios
• Analysis of legal, tax, and commercial parameters
• Support in negotiating the terms of the transaction
• Securing the agreement through robust legal contracts (e.g., shareholders’ agreements, sale & purchase agreements)

By choosing the right strategic partner, you ensure that every step of the process—from preparation to exit—will substantially enhance the performance of your business choice.

Financial and Legal Due Diligence – A Crucial Step for Secure Transactions

During an investment, merger, or recapitalization, it is crucial for investors or business partners to perform an accurate and immediate financial and legal audit in order to fully assess the advantages, disadvantages, and risks of the transaction.

The Reset Consultants team works closely with the due diligence department of the company being evaluated to deliver a comprehensive, customized report based on a multi-level analysis of financial, organizational, and legal parameters.

– Financial Due Diligence

Focuses on recording the company’s financial position and prospects.

It includes:

• Assessment of earnings sustainability and operating performance
• Analysis of historical financial statements (sales, operating expenses, EBITDA)
• Tax liabilities and pending issues
• Assessment of the efficiency and consistency of existing management
• Internal control and accounting systems
• Organizational structure and infrastructure
• Human resources assessment
• Review of contracts, licenses, and critical agreements
• Verification of key business assumptions incorporated into financial projections

– Legal Due Diligence

This involves the legal recording of the company’s current situation and the analysis of potential risks that could affect the transaction or its future operation.

It includes:

• Review of corporate documents and legal structure
• Analysis of contractual obligations and agreements (e.g., loan, commercial, labor)
• Review of rights and obligations arising from existing commitments
• Legal review of regulatory compliance issues
• Assessment of potential legal disputes, risks, or pending issues
• Review of management practices in light of applicable legislation

The strategic importance of well-structured due diligence lies not only in identifying risks, but also in the ability to create negotiating leverage for the client through a complete understanding of the subject matter of the transaction. Reset Consultants is your trusted partner in securing every step of this critical process.

Business Valuation – The Basis of Every Transaction Strategy

Business valuation is a prerequisite for any significant business venture. Whether it is the valuation of your own company or a target company for acquisition, merger, or investment, assessing the value of the business is essential to ensuring the successful completion of the transaction.

The preparation of a comprehensive valuation study is the work of specialized financial analysts, as it requires:

• Thorough analysis of assets, operating performance, and future cash flow generation potential
• Utilization of both historical and projected financial data
• Combined application of internationally accepted valuation methodologies (such as DCF, multiples, asset-based valuation, etc.)
• Comparative assessment based on transaction data from similar companies in Greece and internationally
• Analysis of industry parameters, market conditions, interest rate environment, and specific risk factors

Proper valuation is not a theoretical exercise; it is a practical tool for negotiation and strategy. It serves as a compass for setting prices, shaping the terms of the agreement, and making decisions with confidence and documentation.

The Reset Consultants team has the necessary expertise, experience in numerous transactions, and access to modern databases and benchmarks to deliver reliable and customized valuation solutions tailored to the needs of the investor, seller, or strategic partner.

Business Modelling – Your Strategic Roadmap

Is your company strategically organized around a comprehensive business plan?
Do you have a complete picture of your operating margins, the interaction of balance sheet items, and the impact of your current decisions on future financial results?
Do you have a “corporate map” that illustrates your strategic and operational goals, as well as the steps to achieve them?

A functional and dynamic business model is not just a management tool—it is the foundation for making informed decisions, communicating goals to your team, and ensuring credibility with financiers, investors, and partners.

Πώς Σας Υποστηρίζουμε στη Δημιουργία ενός Ζωντανού Επιχειρηματικού Πλάνου

The Reset Consultants team works with you to design a personalized financial and business model that reflects realism and strategic thinking:

• Projection of key financial figures in the medium term
• Modeling of operating cash flows, investment initiatives, and liquidity needs
• Recording cash flows and potential financing gaps
• Assessing the impact of different scenarios (what-if analysis)
• The identification of key financial objectives and the timetable for their implementation
• The identification of potential risks that may threaten the sustainability or growth of the business

With the support of Reset Consultants, you gain not just a numerical model, but a living management tool that enhances your strategic coherence, transparency, and adaptability.

Loan Restructuring – From Financial Burden to Sustainable Recovery

Loan burdens can be a critical factor affecting the operation and sustainability of your business. It may have completely absorbed your available liquidity, restricted your access to working capital, or even led to a complete inability to service your existing obligations.

There may be multiple causes: prolonged economic recession, past strategic mistakes, changes in the competitive environment, or a combination of factors. Whatever the source of the problem, the solution does not lie in simple extensions.

The Restructuring Strategy

Today, credit institutions are more open to restructuring solutions, provided they are based on realistic and documented business plans. In order to reach a meaningful agreement, it is necessary to:

• The preparation of a realistic business plan that reflects the operational dynamics and expected cash flows
• The creation of a restructuring proposal, adapted to the new circumstances and the company’s repayment capabilities
• A deep understanding of banking tools, supervisory frameworks (e.g., EBA guidelines, IFRS 9), and banks’ incentives to accept or reject an agreement

Reset Consultants has the combined expertise in financial analysis, business model design, and banking negotiation to support businesses of all sizes, with the aim of creating a sustainable loan servicing framework and restoring financial health.

Extension or Restructuring?

Simply postponing payments is not a solution—it is only a temporary relief with increased costs and limited prospects. In contrast, a well-planned, long-term loan restructuring can lay the foundations for a new beginning, balancing the interests of the business and its lenders.

With the right strategic planning and the support of experienced advisors, the crisis can be turned into an opportunity for sustainable reorganization.

Tax Planning & Support in Transactions and Transformations

Corporate transformations, acquisitions and mergers, divestitures, and strategic investments have complex tax implications that must be identified, quantified, and incorporated into the planning of each transaction from the outset.

Assessing the tax cost or potential tax benefits of a transaction is a critical element in the overall assessment of the project’s performance and sustainability. Early recognition and addressing of such parameters protects against unforeseen costs and strengthens the client’s negotiating power.

Specialized Tax Consulting

Our tax services are provided by specialized associates with in-depth knowledge of domestic tax legislation and long-standing experience in complex transactions. Our scope of support includes, among other things:

• Assessment of the tax implications of transformations, acquisitions, sales, or contributions of assets
• Strategic tax planning in the context of new investment structures
• Alternative transaction structuring scenarios aimed at minimizing the tax burden
• Support in complying with tax and regulatory legislation
• Tax due diligence in the context of mergers or acquisitions

Close cooperation with our tax advisors allows us to provide comprehensive and vertically integrated business consulting services, focusing on full risk identification and safeguarding our clients’ interests.